NON-CONTACTING TRANSACTION SYSTEM

专利名称：NON-CONTACTING TRANSACTION SYSTEM发明人：ROBERT ALAN REID TAIT,ELIZABETH MARY

TAIT

申请号：AU1184792申请日：19920131公开号：AU1184792A公开日：19920907

摘要：A non-contacting transaction system as described which includes a hand-helddevice (10) which contains information unique to the user and which, when actuated by theuser, generates a wireless signal which is picked up by a receiver (12). In a preferredarrangement, the transmitter (10) contains the user's code and has a keypad (17) for theuser to insert a personal identification number (PIN) code. The receiver (12) is coupled viaa transmission line to a local system where the user's code and PIN number and detailsof the purchase, received from the vendor, are registered against the user's number sothat billing can be carried out subsequently. The receiver (10) can include a means forchecking (27) and for rectifying the correctness of the code and PIN number prior totransmitting the data via the modem to the central system. Various embodiments of theinvention are described; for example, the device is flexible and the PIN number could berequired for all transactions to minimise fraud. Each transmitter may be provided with aterminal to allow an input to the memory for changing details of the user's account andcharge number. To prove ownership of the transmitter, the owner's name, telephonenumber, car registration number etc. may also be fused in the memory along with thecredit card number. This information would be displayed only to the vendor who could

ask the person who was using the transmitter to identify himself by name, PIN, telephonenumber or car registration as proof of identity.

申请人：ROBERT ALAN REID TAIT

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